Budgeting

When we first decided that I should take this year off to stay home with Baby J, we sat down to look at our finances to see if we could make it happen. We found a way to do it but only if we used several cost-cutting measures along the way. Well, we are nearing the end of this year long adventure in austere living and I'm happy to say that we're coming out on the other end okay. In just about one month, I'll start work again and start getting steady paychecks again. I don't want to count my chickens before they hatch but I feel a real sense of accomplishment now that we've nearly finished this year.

Of course, pretty soon Baby J will be in daycare and that will eat up a lot of money. Also, I'll have to start paying my student loans in the near future and that's going to be a sizable sum each month. And then I'll need new clothes for work. And my car needs work. And my cat is a diabetic so he gets expensive food and medicine. And there's college savings, retirement, and future babies to consider.

Dang! I guess I'll have to wait a little while more before I buy myself a hovercraft.